Go Back Up

Powering Business Expansion Daily

Smart capital and growth support designed to help you scale, adapt, and thrive in today’s fast-moving market.
Application

Over $20M Funded to U.S. Small Businesses

Businesses Funded Nationwide

Years of Industry Experience

Average Hours from Approval to Funding

Our Services

Smarter Capital, Built for Now.

Small Business Loans

Get the capital you need to manage operations, expand, or invest in new opportunities. Our Small Business Loans offer flexible terms and competitive rates to support your success.

Learn More

Merchant Cash Advance

Get same-day merchant cash advance funding based on your future credit card sales—no collateral, no credit check. Perfect for businesses with fluctuating revenue.

Learn More

Term Loans

Get a lump sum with fixed repayments—ideal for expansion, equipment financing, or debt consolidation. Flexible terms and competitive rates to fit your needs.

Learn More

Commercial Real Estate Loans

Invest in your business property with confidence. Our commercial real estate loans offer competitive rates, flexible terms, and long-term financing options tailored to your needs.

Learn More

Equipment Financing

Upgrade your business with equipment financing designed to keep your working capital intact. Purchase or lease restaurant, medical, construction, or technology equipment with flexible terms and potential tax benefits.

Learn More

Invoice Factoring

Improve your cash flow by selling your outstanding invoices. Our invoice factoring service, including commercial invoice factoring and single invoice factoring, provides immediate cash to help manage your finances.

Learn More
People Discuss About Graphs and Rates

OUR MISSION

Financing, Rebuilt for the Real World.

We’re not a bank, and that’s the point. Dynamic Financial is a tech-forward broker built for speed, clarity, and real outcomes. Our mission is to make access to capital faster, simpler, and smarter—especially for the small businesses banks ignore.

We exist to:

  • Streamline the path to business capital
  • Help businesses escape bad funding cycles
  • Build tools that simplify cash flow decisions

YOU MAY NEED TO KNOW

Frequently Asked Questions

What types of financing do you offer?

We provide a full range of business funding solutions—including merchant cash advances, term loans, equipment financing, invoice factoring, purchase order funding, and commercial real estate loans.

How fast can I get approved and funded?

Speed is kind of our thing. Many deals are approved within hours and funded same-day—especially for time-sensitive capital needs.

Do I need perfect credit to qualify?

Nope. We work with businesses across the credit spectrum. Even if the bank said no, we might have options—including no credit check funding or approval based on business performance.

How much can I get?

We fund anywhere from $10,000 to $1,000,000, depending on your revenue, time in business, and the product you qualify for.

Can you help if I already have financing in place?

Yes. Whether you’re looking to refinance, consolidate merchant cash advances, or layer in new capital, we can help you find a smarter structure.

What documents do I need to apply?

Most of our products require minimal documentation—typically just basic business info, recent bank statements, and proof of revenue. We’ll guide you based on what you're applying for.

Do you only work with certain industries?

Not at all. We fund across the board—from restaurants and retail to trades, salons, logistics, ecommerce, and professional services.

How do I get started?

Just hit “Apply” or fill out our quick application. We'll connect you with the best-fit funding options—fast.

"These guys get it done."

"I was juggling two MCAs and barely making it through the week. Matt and the team helped restructure my deals and lower my daily payments. Got funded same-day. Straight talk, no fluff. Highly recommend."

Untitled design (5)

Jorge M.
Auto Repair Shop Owner (NJ)

"Fast, transparent, and real."

"I’ve worked with a bunch of brokers in the MCA space, and most are sketchy. These guys are different. Docs were out in under 20 minutes and my client had cash before the end of the day. ISO-friendly and super responsive."

Cynthia R.
ISO Partner (FL)

"They actually answer the phone."

"Applied for a loan at my bank—heard nothing for two weeks. Came to [these guys] and had an offer that same afternoon. Funded the next morning. Super smooth process."

Untitled design (6)

David P.
Restaurant Owner (NY)

"Reliable when it matters."

"I've used them twice now—once for a cash advance and once to consolidate two existing deals. Both times the process was fast, clear, and fair. No runaround, no surprises."

Untitled design (7)

Angela K.
Salon Owner (PA)

Contact Us Today

Have a question? Need funding? Let’s talk.

Whether you're looking for capital, want to partner with us, or just need a clear answer—we’re here for it. Our team responds fast, because time is money (literally).