TERM LOANS
Conventional capital for businesses that plan in years.
Fixed-rate, fixed-term financing from $50K to $1M. Up to 10 years on qualified deals. Best for predictable expansion, equipment, refinance, or acquisition.
When a term loan is the right call.
If your business has stable cash flow and you are funding a clearly-priced project — a build-out, an acquisition, equipment with a known ROI — a term loan is usually the cheapest capital you can get short of an SBA loan. Fixed payment, fixed schedule, no surprises.
We structure conventional term loans from $50,000 to $1,000,000 with terms up to 10 years. Underwriting is more rigorous than MCA — expect to provide tax returns, financials, and a clear use of funds — but pricing is materially better.
KEY TERMS
Term loan specs
Range
$50K to $1M. Terms 1 to 10 years.
Qualifying
Two years tax returns, current financials, 680+ FICO typical, 24+ months in business.
Best for
Buyouts, build-outs, equipment with clear ROI, refinancing higher-cost debt.
INDUSTRIES THAT USE THIS
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