SALON & SPA FUNDING
Capital for salons, spas, and beauty businesses.
MCA, equipment financing, lines of credit, and consolidation for hair salons, nail salons, day spas, and barber shops. Same-day working capital, plus build-out support.
Beauty businesses run on appointment density.
The cash flow shape of a salon or spa is different from any other retail. Service hours are appointment-bound, retail product is a sideline, and seasonal swings (graduation, prom, holiday) drive revenue. We underwrite shops on appointment density and average ticket, not just topline.
Working capital for inventory and station expansion. Equipment financing for chairs, treatment beds, lasers. Consolidation when you have stacked into trouble.
WHY DYNAMIC
Salon and spa structuring
Working capital
Same-day MCA when you need to restock product or cover payroll between busy weeks.
Equipment financing
Chairs, treatment tables, laser equipment, sterilizers. Section 179 friendly.
Consolidation
Stacked into multiple advances? We structure a clean replacement.
“I have used them twice now — once for a cash advance and once to consolidate two existing deals.”
— Angela K. · Salon Owner, PA
PRODUCTS WE STRUCTURE FOR THIS INDUSTRY
See what fits your business.
Three-minute application. No credit impact. Your dedicated specialist calls back inside one business hour.