INVOICE FACTORING
Get paid in days, not 60-90 days.
Sell your outstanding B2B invoices at a discount and receive most of the face value within 24 hours. Your customer pays the factor; you get cash flow back.
What factoring solves.
Invoice factoring exists for one reason: B2B businesses do not get paid the day they invoice. Net-30, net-60, even net-90 terms are normal in industries like trucking, manufacturing, and staffing — and that gap kills cash flow during growth.
Factoring lets you advance against invoices you have already issued. We typically advance 80 to 90% within 24 hours of invoice approval, then settle the remaining balance (less the factor fee) when your customer pays. No new debt on your books. No personal guarantee in many cases.
KEY TERMS
Factoring at a glance
Advance rate
80% to 90% of invoice face value within 24 hours of approval.
Cost
1% to 4% of invoice value per 30 days outstanding, depending on volume and customer credit.
Best for
B2B businesses with strong customers but slow-paying receivables. Common in trucking, manufacturing, staffing, and wholesale.
INDUSTRIES THAT USE THIS
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