RETAIL FUNDING
Capital for retailers in every season.
MCA, lines of credit, inventory financing, and credit card split for brick-and-mortar and hybrid retailers. Built for inventory cycles, holiday surges, and slow Februaries.
Retail capital follows the inventory cycle.
Most retail capital needs are timing problems: buy inventory now, sell it over months, pay vendors before customers pay. Layer in seasonality and a single bad weather weekend can cascade for weeks.
We structure capital around the cycle. Pre-holiday inventory loads, post-holiday cash recovery, and the slow season between. MCA and credit card split for fast working capital that flexes with sales. Lines of credit for the predictable inventory buys.
WHY DYNAMIC
Retail-specific structuring
Pre-season inventory
Working capital sized to your buy plan, repaid as inventory sells through.
Sales-flex repayment
Credit card split structures slow repayment in slow months. Better than fixed payments.
Year-round LOC
Pre-approved capital you can draw against any time inventory or opportunity demands it.
PRODUCTS WE STRUCTURE FOR THIS INDUSTRY
See what fits your business.
Three-minute application. No credit impact. Your dedicated specialist calls back inside one business hour.