Bridge loans solve a specific problem: you need capital now for an opportunity that has a clock on it, but the long-term financing you actually want will take longer to close than the deal can wait. The bridge sits in the middle.

Common uses: closing on a property before your existing one sells, capturing a value-add real estate deal before refinancing into permanent debt, funding a partner buyout, or covering a working-capital gap during a transaction. Interest-only structure preserves cash flow during the bridge period.